Hello there again! Here are some valuable questions to ask yourself these days if you are on the verge of retiring now or even within the next decade. 1. What will I do if the markets fall 50% or even a 30% or 40% drop? 2. Are you sheltering some of your money ( income) for a later downfall of the market? Are you prepared for this? 3. What guaranteed streams of Income or revenue are built into your plan of retirement? 4. Have you put your portfolio through a "stress test?' 5. How will I create enough income for my retirement if I want to avoid such pitfalls? If you are like most people, these are questions that many have not asked their advisor. Part of my practice as an advisor is to help eliminate one's fear of these shortcomings and to help insulate one's revenue or income needs by using a tax-efficient vehicle that will allow growth but eliminate the downside risk of losing one's retirement income. I would love to hear your point of view and hear your concerns and help give you some solutions that are safe and effective for today's volatile market. Visit my website for more information and learn all what I do as a specialist in retirement income http://www.meierassociatesinsurance.com/ and be a fan of Jay Meier Insurance. follow me on twitter http://twitter.com/JeanineDevine Jeanine M. Devine Financial Representative and Insurance Broker A. Jay Meier & Associates insurance agency 2115 S. Brentwood Blvd. St Louis , Mo 63144 314-968-4444 Securities offered through: First Heartland Capital, Inc member FINRA & SIPC A. JAY MEIER & ASSOCIATES IS NOT AFFILIATED WITH FIRST HEARTLAND CAPITAL,INC..